Retirement planning is a crucial financial strategy to ensure a secure and comfortable retirement. It involves setting financial goals, estimating retirement expenses, and implementing a savings plan to achieve those objectives. Individuals engage in retirement planning to build a sufficient nest egg through avenues such as employer-sponsored retirement accounts, individual retirement accounts (IRAs), and other investment vehicles. Adequate retirement planning enables retirees to maintain their desired lifestyle, cover healthcare expenses, and enjoy a worry-free retirement. It emphasizes the importance of starting early, making informed investment decisions, and periodically reassessing financial goals as circumstances change.
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